The fintech industry has been battered by scandals and spectacular failures of some of the space’s top companies. Firms like OnDeck and Lending Club, which once were among the most highly touted companies on Wall Street, have proven to be sputtering duds. But there has been one company that has stood out above them all, GreenSky Credit.
A completely mature and viable business model
Behind all of the dazzling public relations and corporate sales pitches, the fundamental problem that so many companies in the fintech sector have suffered from has been a failure to develop any kind of viable business model. This is where GreenSky has excelled. The company was founded in 2006. And it quickly became apparent that the GreenSky model was not just viable but that it could also propel the company to ever greater sales through continuous growth.
Now, 13 years later, the company’s business model has roundly proven itself. And GreenSky Credit’s operations are now in a phase of deep maturity. This has been a critical factor in the willingness of David Zalik, the company’s multi-talented founder, to consider going public.
It was recently announced, for the first time, that GreenSky had quietly filed the necessary paperwork to begin the early stages of the IPO process. While some analysts have expressed doubts about the prospects for a fintech company going public in today’s tough market climate for that sector, Zalik has said that the company won’t be facing many of the serious problems that often come with startups that go public too soon. He says that the GreenSky model is completely mature and that the business virtually runs itself at this point. According to Zalik’s estimation, the strong pressures for quarterly performance won’t hinder the company’s future because it is essentially a turnkey operation.
However, if the fintech sector as a whole continues to poorly perform, it could mean trouble for any IPO for the firm. The initial public offerings of companies are often highly sensitive to market conditions, and the poorest conditions can easily prevent an IPO from ever happening. But if the company continues performing as strongly as it has, even macroeconomic trends may not prevent its IPO.
There has been a debate on whether or not looks matter in dating. There are those that would say that looks don’t matter, only confidence matter. While it does sound good, the truth is that looks do play a part in attraction, especially with online dating when people only have a few images to make a good impression. After all, people are going to look at a person’s looks and decide whether or not they are interested. Even with Whitney Wolfe Herd‘s Bumble dating app, this is the issue that they are going to be dealing with. Therefore, people may be stumped as to how they can show confidence.
Fortunately, it is possible with Whitney Wolfe Herd’s dating app to display app. There are multiple ways to move forward and display confidence even with an image. One thing to do is show good posture in an image. The worst thing that can happen is for someone to post an awkward picture. Even a good looking person can kill all chances with a very off-putting and awkward picture. The best thing to do is find an angle and pose that shows off as much of the individual’s personality as possible.
Another thing to do on Whitney Wolfe Herd’s Bumble app is to fill out a profile truthfully. One of the reasons that it is important to be honest is that it shows that the users are confident in who they are and feel no need to fabricate anything. Other things that women can do with Bumble is reach out to people they are interested in or take part in the community. Many people are going to have a hard time getting a date with just their profile. When they engage any way that they can, then they are going to be able to enjoy greater chances.
A study done by Relevancy Group showed that when videos were included in email marketing campaigns, email marketing revenue was able to shoot up by over 40 percent. As the internet keeps on growing, and the attention spans reduces, video marketing keeps on being the proven method that one can engage audiences in a more effective manner.
According to the same study, video emails are capable of increasing open rates by over 20 percent and the click-through rates by 2-3 times. To put it in a more simple manner, videos have proven to be more efficient that text. Videos also provide a more effective way to express the personality of a brand. Dr. James McQuivey puts it that, “if a picture is worth a thousand words, then a one-minute video is worth over 1.8 million.”
One of the pioneers of this video marketing technology is the Florida-based company, Talk Fusion. Talk Fusion has been so successful that it ranks 8th in the online video content industry. The company was established in 2007 by Bob Reina after he was told by the America Online that it would be impossible for him to embed a video email to friends. Reina, together with his IT savvy friend, came together and perfected how to put videos into emails.
The ease of use is what makes Talk Fusion an amazing platform. Newbies in video-marketing most of the time find the entire video email process being hectic, but with Talk Fusion, new users can be assured of an easier process. This is because they are provided with over 1,000 templates that can be used for any situation or occasion imaginable. Upon getting their bearings, users are free to create their personal customized templates.
Talk Fusion is a global platform that connects people all over the world using a cutting-edge video technology. The quality and clarity of the product have been found to be unbelievable; audio and video are not interrupted as the case with other platform.
The company is true relationship marketing, and they run directly on the power of people communicating to people. With a low start-up cost plus a well-structured, proven and successful system, you will be set on a path of financial freedom that will help you realize your dreams.
Handy Services now based in the city of New York focuses on the delivery of home services to its customers who are also mostly based in New York. In less than three years since the inception of the business by Oisin Hanrahan and his co-founder, Handy has tremendously grown and distinguished itself from the rest in the industry in and around New York City. Although the founders have the intentions of providing other home services to the customers, their main concentration since inception has been cleaning services which is about eighty percent and the other twenty percent on handyman services.
Oisin Hanrahan remembers how the idea of starting Handy Services came to him when he moved to Boston to undertake his MBA at Harvard University. Together with one of his roommates who later became the cofounder of Handy, they extensively discussed the idea which led them to dropping out of Harvard to pursue their dream business. Having saved up five thousand dollars, the two set off to start the business in New York. The two had decided to start up in New York because of the wide market that New York had become. It would have been prudent for them to start it in New York because of the demand for the cleaning and handyman services.
Handy has grown in leaps and bounds and has over 140 staff members and other independent contractors. This makes it easier for them to serve their customers efficiently and on demand. They are fully committed to client satisfaction and due to this fact Handy Services has invested heavily in experts who have been able to drive the company to greater heights. These attributes have enabled them stand above many cleaning and handy services operating in New York. Also the business has mainly concentrated on delivering their services to customers instead of trying to stifle competition. This is what has managed to make them the best in the business.